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Our was formed to provide workers compensation insurance for Chicago''s lumberyard workers.Today, Our is a leading provider of property-casualty insurance and risk management services, including a wide array of business and personal insurance products. Our provides specialized and innovative business insurance products to address environmental, professional, excess casualty, bond and surety, disability, and loss control risks. An organization with revenues of approximately $4.8 billion and a premium-to-surplus ratio of 1.4 to 1. Our employs 8,700 employees worldwide. Our products are sold through more than 2,000 independent commercial agents and brokers and through more than 1,500 independent personal lines agents. Our serves nearly 400 national account customers, including many Fortune 500 companies.
The benefits include: Savings on premiums, Broader coverages than if you buy standard auto and homeowners policies separately, Easier budgeting by planning for one renewal date, Classic Coverage Enhancement, This allows you to increase the coverages and limits that are available with KIP. Examples of this enhanced coverage include: Waiving the deductible for losses of $50,000 or more (does not apply to earthquake coverage) $10,000 for water backup coverage, Lock replacement coverage, Rental reimbursement, Business property: on premises, $5,000; off premises, $500, Note: The availability of these features varies from state to state. Umbrella Coverage: Protect Against Added Liability. An accident on your property, or damage caused by you - like a serious fall on icy steps or like luggage flying off the top of your van - could easily jeopardize your financial security.
Personal Electronic Equipment Insurance, This type of policy offers broader coverage for electronic items than a standard homeowners policy. It helps cover repair and replacement of items such as: Stereo equipment, Video cameras, Computer equipment (includes cost of restoring damaged data on a PC), Big-screen TVs, Hearing aids, The policy also covers accidental damage or loss, such as problems that might occur during installation.Combine Protection for Your Auto and Home If you have both auto and homeowners insurance, you can receive more efficient, more comprehensive coverage at a better value. It''s called the Our Insurance Package (KIP). It ensures you have no gaps or overlaps in coverage while also offering you a way to save money.
We believe that responsible drivers like you deserve premium auto insurance at the most competitive rates available. Use our intuitive website to get instant quotes online. Before choosing auto insurance, get a quote from us!
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