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While Our Cost Management''s roots are in the healthcare industry, over recent years it has expanded its target markets to include banking, higher education, municipalities, retail and hospitality. "Our Cost Management has broadly expanded its services and target industries," he said, vice president of business development. "There is broad, untapped potential in these new target markets, and ample opportunity for agents and brokers to establish new commission streams from these programs." The programs provide a single, fixed cost maintenance contract that provides coverage for equipment throughout the organization, removing the burden of tracking multiple agreements with different coverage terms and effective dates. Maintenance expense and breakdown frequency are closely monitored, ensuring that each device is maintained as required to minimize down time.

Safety discounts, You can usually benefit from discounts if you have the following: Airbags, Anti-lock brakes, Anti-theft devices, Automatic safety belts, Driver training, College kids away at school, Multiple cars. Homeowners Insurance, Our Home provides the basic coverage you need for your possessions and your dwelling, whether it''s your primary residence or a vacation home. The policy covers the following: Loss or damage to dwellings and the contents, Personal liability for injury, Damage to someone else''s property, Living expenses when your home is damaged, Medical payments for others injured at your property You also have the option of receiving coverage for your home''s contents at their replacement value.

Valuable Property InsuranceGet added protection for a wide variety of personal property - china, jewelry, furs and more. You can add this coverage to your homeowners, condo or renters policy. Talk to your Our agent to make sure you have the appropriate coverage and limits.Blanket Valuable Items, With this policy, you can cover valuable items for loss, theft and disasters. The benefits include: Higher limits than you would get in a standard policy, Coverage extended to all losses unless they are excluded, No deductibles, No need for additional appraisals, Scheduled Personal Property Insurance, This policy is designed for customers with high-value possessions, such as artwork. It lists all covered items with a stated amount, meaning each item is scheduled with individual limits.

We believe that responsible drivers like you deserve premium auto insurance at the most competitive rates available. Use our intuitive website to get instant quotes online. Before choosing auto insurance, get a quote from us!

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